Food & Beverage


The hospitality industry relies on patrons and those patrons can be fickle. One minute you’re the hottest venue in town, the next you are revamping the menu, entertainment, and management as patrons move elsewhere.

We know that small business financing for hospitality venues is needed for fixed cost equipment including furniture, kitchen equipment, and other capital outlays when opening a new restaurant or renovating one, to keep your customers happy. Leasing asset purchases require funding, which is why we offer short-term small business loans tailored to the hospitality industry.

Food and beverage venues face variable costs for cooking ingredients. For example, one of our happy customers operates a chain of pizza stores. When the cost of flour or tomatoes increases along with fuel costs, this increases the costs of goods sold, and in turn, puts pressure on profit margins.

Working with us is different than dealing with a traditional bank. We never penalize small businesses and your credit history will not negatively impact your application. Every day counts when you run your own business and we provide restaurant business loans in a timely manner so you can make those important purchases as soon as possible. We care about building trust with our customers and creating relationships that have longevity, so we accept smaller payments from you during months when business is slow.

To get through the application quickly and efficiently, have the following information available:

  • Business location
  • 6 months of bank statements
  • 3 months of credit card statements
  • Basic voided check – main business operating account
  • Photo ID — if there is more than one owner of the business, supply photos for all owners

Call us today on  (844) 698-4200 or email us at [email protected] and put your mind at ease as we work together on the best way to finance your working capital needs.

Ality Funding,

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